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FINANCIAL MARKET DISCLAIMERLAST UPDATED: AUG 2024

Financial Market Disclaimer

Effective as of August 15, 2024

Capital at Risk
You may lose your entire investment
Not Regulated Advice
We are not a licensed investment advisor
Manual Data Entry
Portfolio data is self-reported
No Fiduciary Duty
We do not act in your best interest

1. Not Investment Advice

All content, data, analysis, scores, and information provided on StockMarket26 is for informational and educational purposes only. Nothing on this platform constitutes investment advice, financial advice, trading advice, or a recommendation to buy, sell, or hold any security or financial instrument. You should not make any investment decision based solely on information from this platform.

2. No Fiduciary Duty

StockMarket26 does not act as a fiduciary, investment advisor, broker-dealer, or portfolio manager. We do not have access to your personal financial situation, risk tolerance, investment objectives, or time horizon. Any decisions you make based on our content are entirely at your own risk.

3. Data Sources & Accuracy

Market data is sourced from the Dar es Salaam Stock Exchange (DSE) under applicable licensing, Financial Modeling Prep (FMP), and manual imports. While we strive for accuracy, we do not guarantee the completeness, timeliness, correctness, or reliability of any data. Data may contain errors, omissions, or delays. Corporate actions (splits, dividends, rights issues) may not be reflected immediately.

4. AI Equity Scores Methodology

Our AI Equity Scores (0-100) are generated by a deterministic, rule-based scoring engine — not by generative AI or machine learning models with opaque logic. Scores are based on five pillars: Valuation, Profitability, Growth, Dividend Discipline, and Financial Health. Each pillar uses transparent financial ratios and thresholds. Scores are refreshed daily at session close (15:30 EAT). Past scores do not predict future performance.

5. Portfolio Tracking Limitations

Portfolio tracking on StockMarket26 is based entirely on manual user entry and self-reported transactions. We do not connect to brokerage accounts, custodians, banks, or settlement systems. All positions, cash balances, cost bases, average prices, and P&L calculations reflect only the data you have entered. Corporate actions must be entered manually. You must verify all portfolio data against your official broker statements before making any financial decisions.

6. Forward-Looking Statements

Any projections, forecasts, price targets, or forward-looking analysis are inherently uncertain and speculative. They are based on assumptions that may not materialize. Actual results may differ materially. No representation is made that any price target or forecast will be achieved.

7. Risk Disclosure

Investing in securities involves substantial risk, including the possible loss of principal. Equity investments in frontier markets like Tanzania carry additional risks: political risk, currency risk, liquidity risk, regulatory risk, and market concentration risk. Past performance is not indicative of future results. You could lose all invested capital.

8. Regulatory Status

StockMarket26 is a self-hosted financial information platform. We are not licensed by the Capital Markets and Securities Authority (CMSA) of Tanzania as an investment advisor, fund manager, or broker-dealer. This platform does not solicit investments or offer securities.

9. Professional Advice Required

Before making any investment decision, you should consult a licensed financial advisor, tax professional, and/or legal counsel who can evaluate your specific circumstances. This is especially important for: retirement planning, tax optimization, estate planning, and risk management.

10. Limitation of Liability

To the fullest extent permitted by law, StockMarket26 and its affiliates, officers, employees, and data providers shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of this platform, including but not limited to: trading losses, lost profits, data inaccuracies, system downtime, or reliance on any content.

CONTACT US

For questions about this disclaimer, please contact:

[email protected]